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  ACA Compliance

ACA 1095-B and 1095-C Forms Issued March 5, 2018
On March 5, 2018, on behalf of the RCAB Health Benefit Trust, BAS mailed 1095-C forms to all individuals who were employed on a “full time” basis for at least one month in 2017, whether they enrolled in the RCAB Health Plan or not.  BAS also mailed 1095-B forms to all individuals who were employed at entities with less than 50 employees if the individuals were enrolled in the RCAB Health Plan during any month of 2017. Please review the FAQs for more information or contact the Benefits Office at (617) 746-5830.

Grandfathered Medical Plan under Health Care Reform
The Archdiocese of Boston Health Benefit Trust believes that its Health Plan, as administered by Tufts Total Health Plan, is a “grandfathered health plan” under the Patient Protection and Affordable Care Act. As permitted by the Affordable Care Act, a grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted. 

Being a grandfathered health plan means that your Health Plan may not include certain consumer protections of the Affordable Care Act that apply to other plans; for example, the requirement for the provision of preventive health services without any cost sharing. However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act; for example, the elimination of lifetime limits on benefits. 

If you have any questions about which features apply and do not apply to a grandfathered health plan, contact the Benefits Administration Office at (617) 746-5641 or via e-mail at benefits@rcab.org

You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at 1-866-444-3272 or www.dol.gov/ebsa/healthreform. This website has a table summarizing which protections do and do not apply to grandfathered health plans.

Possible Future Changes to RCAB Health Plan
While the Health Plan remains grandfathered, there will be no significant changes to the Plan.  However, the Trustees have begun to review possible future changes.

Review your Summary of Benefits & Coverage
For important information about what is covered and not covered under the RCAB Health Plan, and other important information regarding co-payments and other cost-sharing, review the SBC.


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You can ask your doctor to prescribe generic drugs rather than branded drugs. By law they must have the same active ingredients and are subject to the same rigid FDA standards for quality, strength, and purity as their branded counterparts. Generic drugs cost less because they are available only after the patent that a drug maker holds for a particular branded drug expires.


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